Footer

    Download on the App StoreGet it on Google Play

    關於

    • 認識 VoiceTube
    • 學習服務介紹
    • 加入我們
    • 常見問題
    • 熱門搜尋主題
    • 企業英文培訓
    • 社群推廣分潤計畫

    服務總覽

    • 口說挑戰
    • 單字單句本
    • Hero 智能學習
    • Tutor 真人家教
    • Vclass 名師課程
    • Campus 教育版
    • 字典查詢
    • 匯入影片並生成字幕
    • 部落格

    精選頻道

    影片分級

    • A1 初級
    • A2 初級
    • B1 中級
    • B2 中高級
    • C1 高級
    • C2 高級
    隱私權˙條款˙
    ©2026 VoiceTube Corporation. All rights reserved

    interest rates

    US

    ・

    UK

    B1 中級
    n. pl.名詞 (複數)利率
    The bank announced a decrease in interest rates.
    n. pl.名詞 (複數)利率
    Economists are closely watching interest rates to predict the next recession.

    影片字幕

    英國即將發生什麼事？大多數人都毫無頭緒！ (“Most People Have No Idea What’s About To Happen To The UK”)

    18:16英國即將發生什麼事？大多數人都毫無頭緒！ (“Most People Have No Idea What’s About To Happen To The UK”)
    • And that actually creates a completely different problem, because right now, interest rates are at about 4.7 up to 5%.

      這實際上造成了一個完全不同的問題，因為現在的利率約為 4.7%至 5%。

    • When you have low interest rates, it's not a problem because you can actually borrow money cheaply and pay off your previous debts.

      當你的利率較低時，問題就不大了，因為你實際上可以借到便宜的錢，還清以前的債務。

    A2 初級

    有大事要發生了…而大家還沒準備好！😱 (“Something Big Is Coming… And No One Is Ready”)

    14:22有大事要發生了…而大家還沒準備好！😱 (“Something Big Is Coming… And No One Is Ready”)
    • The United States has some of the lowest interest rates in the world in relation to its inflation,

      這也是為什麼我們會有像OpenAI或Nvidia這些在美國的公司。

    • The United States has some of the lowest interest rates in the world in relation to its inflation,

      所以這些公司在美國繳稅。

    B1 中級

    銀行不想讓你知道的 5 個金錢祕密！ (5 Things About Money That Banks Don't Want You To Know)

    16:42銀行不想讓你知道的 5 個金錢祕密！ (5 Things About Money That Banks Don't Want You To Know)
    • Currently, the effective interest rates of the Federal Reserve is around 4.25% to 4.5%.

      目前，美聯儲的實際利率約為 4.25%至 4.5%。

    • Currently, the effective interest rates of the Federal Reserve are around 4.25% to 4.5%.

      現在，摩根大通明年必須還給美聯儲 1000 美元，外加 4.5% 的利息。

    A2 初級

    全球信用卡風暴：為什麼越來越多人陷入卡債陷阱？（The credit card crisis）

    09:02全球信用卡風暴：為什麼越來越多人陷入卡債陷阱？（The credit card crisis）
    • And the reason why has everything to do with the interest rates you pay.

      而原因跟我們支付的利率有很大的關係。

    • And the reason why has everything to do with the interest rates you pay.

      還有現在的利率。

    A2 初級

    英國即將迎來查爾斯國王加冕，卻面臨 G7 成員國中唯一經濟萎縮的命運！(Why the U.K. Is the Only Major Economy Set to Shrink in 2023 | WSJ)

    03:42英國即將迎來查爾斯國王加冕，卻面臨 G7 成員國中唯一經濟萎縮的命運！(Why the U.K. Is the Only Major Economy Set to Shrink in 2023 | WSJ)
    • The Federal Reserve hiked interest rates multiple times last year in a bid to curb inflation.

      聯準會去年多次升息以遏制通貨膨脹，

    • The UK central bank, the Bank of England, also raised interest rates to try to slow inflation, yet UK prices have continued to rise rapidly.

      英國的中央銀行英格蘭銀行也升息來試圖抑制通貨膨脹，但英國的物價仍在快速上漲。

    B1 中級

    「BNPL先買後付」跟「信用卡」哪個好？使用者又需要注意哪些風險呢？ (Buy Now, Pay Later Apps vs. Credit Cards: The Pros and Cons | WSJ)

    05:50「BNPL先買後付」跟「信用卡」哪個好？使用者又需要注意哪些風險呢？ (Buy Now, Pay Later Apps vs. Credit Cards: The Pros and Cons | WSJ)
    • Shifting consumer habits can cut down on transactions, and many buy now, pay later programs rely on funding that is sensitive to interest rates.

      消費者習慣的轉變會減少交易，許多「先買後付」計畫依賴對利率敏感的資金。

    • If interest rates go up a lot, then they're in trouble because the cost of money's gonna be too high to more than offset with the merchant discount rate.

      如果利率大幅上升，那麼他們就會遇到麻煩，因為資金成本太高，無法抵銷商家折扣率。

    B1 中級

    谷歌、亞馬遜、微軟為何不再是眾人眼中的「夢想工作」？ (How Working For Google, Amazon, And Microsoft Lost 'Dream Job' Status)

    12:13谷歌、亞馬遜、微軟為何不再是眾人眼中的「夢想工作」？ (How Working For Google, Amazon, And Microsoft Lost 'Dream Job' Status)
    • Layoffs in the tech industry surged in 2023, sparked by high interest rates and a pivot to generative AI.

      由於高利率和生成式 AI 的發展，2023 年科技業的裁員人數激增。

    • After the 2008 financial crisis, the US Federal Reserve brought interest rates to near zero and kept them there for years.

      2008年金融危機後，聯準會將利率降至接近零的水平，並維持此水準多年。

    B1 中級

    英國脫歐後的歐盟模式 | PunkFT (EU models for a post-Brexit UK | PunkFT)

    05:24英國脫歐後的歐盟模式 | PunkFT (EU models for a post-Brexit UK | PunkFT)
    • Official interest rates have gone below zero and are now negative.
    A2 初級

    美國國債何時會變成真正的問題？| WSJ (When Does US Debt Become Genuinely Bad? | WSJ)

    07:36美國國債何時會變成真正的問題？| WSJ (When Does US Debt Become Genuinely Bad? | WSJ)
    • So right now, if interest rates go up just one percentage point more than they're expected to, it adds about $300 billion in borrowing a year.

      是以，現在只要利率比預期多上升一個百分點，每年就會增加約 3000 億美元的借貸。

    • Suddenly your interest rates go way up because the borrowers want their money back.

      突然之間，你的利率會大幅上升，因為借款人想要回他們的錢。

    A2 初級

    什麼是股市？它是如何運作的？ | BBC News (What is the stock market and how does it work? | BBC News)

    13:59什麼是股市？它是如何運作的？ | BBC News (What is the stock market and how does it work? | BBC News)
    • He has posted in the last hour or so saying oil prices are down, interest rates are down, the slow moving Fed should cut rates.

      他在過去一個多小時裡發帖稱，油價下跌，利率下降，行動遲緩的美聯儲應該降息。

    • Is he trying to bring interest rates down?

      他是在試圖降低利率嗎？

    B1 中級